The accident involved the Broker, a Pennsylvania Railroad passenger train, which derailed near Woodbridge Township, New Jersey. The train was traveling along a well-frequented route when it suddenly derailed, leading to a catastrophic event. Witnesses described a scene of chaos as emergency services rushed to the site. The train was overloaded at the time, which likely contributed to the severity of the incident. Among the injured were many families returning from a trip, a detail that amplified the tragedy.

Investigators later concluded that the derailment was exacerbated by a combination of factors, including human error and potentially flawed mechanical systems. Safety protocols and procedures were called into question, prompting the Pennsylvania Railroad to investigate its operational strategies and train oversight. The aftermath required extensive medical treatment for the injured and significant resources for the families affected. Memorial services were held for victims, highlighting the impact on the community and serving as a reminder of the risks associated with rail travel.

In the wake of the disaster, there were renewed calls for rail industry reforms, leading to legislative efforts aimed at improving safety standards across the nation's railroads. The incident brought national attention to rail safety concerns, resulting in enhanced regulations and increased scrutiny of railway operations across the United States.